Payment Gateway Software Development

Millions of businesses of all sizes—from startups to large enterprises—use Rubicon Payments and APIs to accept payments, send payouts, and manage their businesses online.

Scale your business with Rubicon Payments.

Payment Gateway Software Development & Integration

Our expert software developers have extensive knowledge and experience in building, customizing, and integrating PCI DSS-compliant payment gateway systems designed for ISOs, MSPs, and PSPs.

EMV Development Services

Our highly skilled software engineers customize EMV-compliant software, integrations, migrations, and certification services, as well as program mobile, Bluetooth, and USB connectivity for EMV terminal mobility. We integrate your POS system using a powerful SDK and other industry-leading solutions for seamless EMV payment processing, as well as EMV certification services for Visa, MasterCard, American Express, Discover, and more.

Payment Integration Services

We integrate your preferred payment gateway system (PayPal, Stripe, Authorize.Net, etc.) with your third-party APIs to leverage your complete payment gateway infrastructure and enable payments directly on your web app, mobile app, or website.

MSP & ISO Payment Integration

We provide custom payment gateway integration for MSPs and ISOs so that merchants will have connected access to different payment methods and transaction information on one integrated platform. Our experts will integrate your Value Added Reseller (VAR) Sheet with a secure payment gateway system or third-party payment processing software to ensure reliable communication between your merchant account and payment gateway.


End-to-end payments, data, and financial management in a single solution.

Payment Gateway Solutions

We utilize the same SDK as industry-leading brands so you can accept online payments from anywhere throughout the globe using our custom online payment gateway solution.

Broad OS Support

We provide broad OS support, making manual and automatic software updates, and integrating third-party systems for a seamless mobile payment experience for all devices.

Simple Transfer Methods

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E-Commerce Payment API


We engineer your custom e-commerce API solution or integrate with industry-leading payment APIs with your custom e-commerce payment gateway.

In-Store API Payment Integration

Our experienced and dedicated team of software developers integrate in-store payments, including EBT Food, EBT Cash, EMV Chip Cards, ACH, and so many other out-of-scope payments.

White Label Payment Gateway

Our custom white-label payment gateway systems are designed for all types of businesses and industry verticals, from retailers to e-commerce and everything in between.

Custom Payment Gateway Solutions

Our software developers customize your payment gateway systems to create a seamless,

highly-converting, and secure checkout experience, as well as offering turnkey

access to payment functionality at affordable costs.

Payment Gateway Integration

We’ll incorporate the right third-party payment gateway API that best suits your web application, mobile application, or website.

E-Commerce Integration

We’ll integrate your payment gateway system with your e-commerce website, web app, or mobile app to accept instant payments.

Mobile Integration

Our software developers integrate a robust SDK for iOS and Android applications with native support for EMV chip-card hardware and payment processing.

Marketplace Integration

Our developers can create payment processing platforms for a wide range of business models, including Global Marketplaces like Etsy, eBay, Amazon, and more.

News & updates

Our blog section is a hub for expert analysis, informative articles, and

thought-provoking discussions on the most pressing topics in the industry.

High Risk Merchant Accounts
Understanding High Risk Merchant Accounts Merchant accounts are a crucial component of any business that wants to accept credit card payments. However, not all businesses are considered equal in the eyes of payment processors and financial institutions. Some industries or business models are classified as high risk due to various factors, such as a higher likelihood of chargebacks, regulatory issues, or reputational concerns. High risk merchant accounts are specifically designed to cater to businesses that fall into these categories. They provide the necessary infrastructure and support to enable these businesses to accept credit card payments while managing the associated risks…
What is Merchant ID (MID) number ? MID
A Merchant Identification Number (MID) is a crucial component of the credit card processing ecosystem. It makes it possible for merchants and payment processors to do business with other businesses. This article will explain in detail what MID is, why it's important, and how it can be used in the credit card processing business.A MID is a unique number that is given to businesses by acquiring banks or payment processors. It's like a digital fingerprint that tells one store from another in the complicated web of online purchases. Think of it as a virtual passport that lets businesses enter the…
How Credit card processing works
Credit cards are an essential component of our daily life in the digital age since they make shopping easy and safe for us. However, when you swipe, dip, or tap your credit card, what actually happens behind the scenes? This essay will demystify the credit card processing process and illuminate the complex stages needed to successfully complete a transaction. Authorization: When you use your credit card to make a transaction, getting authorisation is the first step in the processing process. Whether the merchant is a physical store or an online platform, they both send a request to the acquiring bank…

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